A detailed calculator designed to reveal the true, multi-layered cost of an investment. Users can input the initial investment amount, expected annual return, and holding period. They can then specify various fees such as entry load (initial fee), exit load (redemption fee), annual expense ratio, and any additional platform fees. The tool calculates the impact of each fee layer and projects the net investment value over time, comparing it to a no-fee scenario. The results are displayed in both a summary table and a chart, clearly illustrating the long-term erosion effect of fees on returns.