Toolopedia

Insurance-to-Income Ratio Analyzer

Evaluate how much of a user’s income is spent on insurance to ensure balanced financial planning. This tool takes monthly income and a list of insurance premiums (Life, Term, Health, Vehicle) as inputs. It calculates the insurance-to-income ratio, compares it to an ideal range, and provides a recommendation (Overinsured/Underinsured). A progress bar visualizes the ratio percentage.

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