An essential tool for homeowners to determine if they have sufficient coverage for their property and valuable assets. Users input their home's value, the total value of their personal assets, and their perceived risk zone (e.g., for floods, earthquakes). The tool suggests an appropriate coverage amount, provides a recommended premium range, and includes a bar graph to visualize the trade-offs between different deductible amounts and their impact on premiums. All data is saved locally for privacy and easy access.