A comprehensive and user-friendly tool to calculate your Debt-to-Income (DTI) ratio. This calculator helps you understand your financial health by comparing your total monthly debt payments to your gross monthly income. Lenders use this ratio to assess your ability to manage monthly payments and repay debts. Features include itemized debt and income inputs, real-time ratio calculation, and clear visual feedback on your DTI category (e.g., Excellent, Good, Concerning).